Insurance Products in Massachusetts

Insurance policy providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of negligence.

A package insurance policy that provides both liability and property coverage for businesses and other organizations. This policy has a range of coverages and limits, allowing a business additional flexibility in tailoring their coverage to its specific needs.

A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability.

A type of policy that provides limits that exceed the underlying liability policy.

A type of liability insurance covering directors and officers for claims made against them while serving on a board of directors and/or as an officer. D&O liability insurance can be written to cover the directors and officers of for-profit businesses, privately held firms, not-for-profit organizations, and educational institutions. In effect, the policies function as "management errors and omissions liability insurance," covering claims resulting from managerial decisions that have adverse financial consequences.

Protects businesses’ and employers’ assets against fiduciary related claims for mismanagement of a company’s employee benefit plans.

An Employment Practices Liability Policy provides coverage to employers against claims and lawsuits made by employees over wrongful termination, discrimination, workplace harassment, retaliation, the failure to employ or promote employees, and other such allegations.

Specialty program providing targeted coverages such as General Liability, Commercial Auto, Umbrella, Directors & Officers and Sexual Abuse Liability just to name a few to ensure that all aspects of a nonprofit organization are covered to protect against risks that could leave these organization’s exposed while fulfilling the organization’s mission. 

A type of liability coverage designed to protect traditional professionals (e.g., accountants, attorneys) and quasi-professionals (e.g., real estate brokers, consultants) against liability incurred as a result of errors and omissions in performing their professional services.

An insurance policy for businesses and other organizations that insures against damage to their buildings and contents due to a covered cause of loss.