Insurance Products Texas
Business Insurance
Commercial auto policy for difficult or unique risk types that are usually categorized as hard to place due to lack of experience, poor claim frequency/severity, prior cancellation/nonrenewal or lack of market availability.
List of Business Types:
* Extra Heavy Trucks
* Fleets
* Land Recreational Vehicles
* Long Haul Tracking
* Non Hired/Hired/Drive Other Car
* Non-Owned Hired Auto
* Rental and Leasing Vehicle Companies
* Tow Trucks
* Waste Garbage Carrier
Bars & Taverns
Commercial Package Policy tailored for businesses in the hospitality industry such as hotels, motels, restaurants, bars, taverns, and nightclubs.
Shopping Centers
A package insurance policy that provides both liability and property coverage for businesses and other organizations. This policy has a range of coverages and limits, allowing a business additional flexibility in tailoring their coverage to its specific needs.
Lessor's Risk
Policy designed to provide liability and property protection for building owners who lease their building. Coverage is designed for owners of commercial property, such as warehouses, shopping centers, office space, apartment buildings and other building types.
General Liability
A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability.
Excess Liability
A type of policy that provides limits that exceed the underlying liability policy.
Professional Liability
A type of liability coverage designed to protect traditional professionals (e.g., accountants, attorneys) and quasi-professionals (e.g., real estate brokers, consultants) against liability incurred as a result of errors and omissions in performing their professional services.
Personal Umbrella
Type of insurance designed to add extra liability coverage over and above another insurance policy, such as auto or homeowners insurance.
Personal Lines
Homeowners
Form of property insurance covering losses and damages to an owner-occupied home and to the personal property of the insured. It also provides liability coverage against accidents in the home or on the property.